CrowdCash Empowers You to:

Get a loan option when banks are not a fit

Another path to personal credit when standard lenders do not serve your situation well.

Stop carrying costly card debt

Replace high-interest balances with fixed payments and a clear end date.

Get a loan built for real life

Cover moves, repairs, bills, or other mid-sized costs that do not fit well on a credit card.

See the end from the start

Fixed monthly payments and a set term make it easier to budget and plan ahead.

Get the funds minutes after approval

Funds are sent over modern rails directly to your account minutes after your loan is funded.

Apply freely

Applying costs nothing. It won't affect your credit score and it doesn't cost a penny.

🏦

Checking7m ago

Payout scheduled

💸

Transfer3m ago

Funds are on the way

✅

Payments2m ago

Payment complete

📱

App10m ago

New recommendation is waiting

🎯

Funding Goal8m ago

Your loan reached 90% funded

🔔

Marketplace14m ago

A new listing matches your filters

🎯

Funding Goal8m ago

Your loan reached 90% funded

💸

Transfer3m ago

Funds are on the way

💰

Funded15m ago

Loan funds available

📱

App10m ago

New recommendation is waiting

🔔

Marketplace14m ago

A new listing matches your filters

✅

Payments2m ago

Payment complete

🏦

Checking7m ago

Payout scheduled

💰

Funded15m ago

Loan funds available

📱

App10m ago

New recommendation is waiting

✅

Payments2m ago

Payment complete

🏦

Checking7m ago

Payout scheduled

💸

Transfer3m ago

Funds are on the way

🔔

Marketplace14m ago

A new listing matches your filters

How CrowdCash Does it:

Maximum flexibility

Borrow from $250 to $5,000 and repay over 2 to 24 months, with APRs from 6% to 30% for qualified borrowers.

Loan Amount

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233445566778899001122334455667788990011223344556677889900112233445566778899001122334455667788990

505050505050505050505050505050505050505050505050505050505050505050505050505050505050505050505050

000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000

$250$5,000

Repayment Term

2mo

3mo

4mo

5mo

6mo

7mo

8mo

9mo

10mo

11mo

12mo

13mo

14mo

15mo

16mo

17mo

18mo

19mo

20mo

21mo

22mo

23mo

24mo

Know you're more than a credit score

We take more than a single number into account. We use over a dozen modern values from your financial life.

People-powered lending

Approved requests are presented in our marketplace for up to 5 days so investors can support qualified borrowers. If your request reaches 100% of the amount you asked for, your loan is originated. If it reaches at least 75% by the end of the fifth day, you can accept that amount or decline it.

Takes minutes to apply

No endless information entry screens. We've made it as simple as possible to apply in 4 steps.

CrowdCash Empowers You to:

Reach a hard-to-access market

P2P lending opens the door to consumer-credit exposure most investors cannot build by themselves.

Seek higher income potential

P2P lending can add return potential in exchange for credit, servicing, and platform risk.

Diversify beyond stocks and bonds

Add consumer-loan cash flow that is not driven only by company earnings or daily market moves.

Stop settling for one-size-fits-all

Pick the loan traits like Risk Rating, term, amount, and more that fit your risk tolerance and income target.

Put money to work for people

Your capital can help fund personal loans for everyday borrowers, not just large institutions.

Get started with as little as $50

Example: $50 in a 16% APR, 12 month loan with an estimated expected-loss rate of 1.5%^A.

	Net Value	Vs. Loan
Loan	$53.40^D	Baseline
Savings Account	$50.57^E	83% less
12 Month CD	$51.74^E	49% less
SCHD Dividends	$51.97^F	42% less

That example could net about $53.40 after servicing and loss assumptions.^D

($50 + 4.44) - (0.5^B x $50 x 0.015^C) - ($4.44 x 0.15) = $53.40.^D

^Adefault risk and rates may vary.^Brisk-adjusted returns may vary.^CExpected loss uses average balance, not full loan amount.^Dresults shown are for illustrative purposes only.^Eaccurate as of 02/27/2026 from the FDIC National Rates and Rate Caps.^Fcalculated from 2025 historical dividends if purchase date of 03/14/25 for $26.60 per share for 1.879 shares.

🏦

Checking7m ago

Payout scheduled

💸

Transfer3m ago

Funds are on the way

✅

Payments2m ago

Payment complete

📱

App10m ago

New recommendation is waiting

🎯

Funding Goal8m ago

Your loan reached 90% funded

🔔

Marketplace14m ago

A new listing matches your filters

🎯

Funding Goal8m ago

Your loan reached 90% funded

💸

Transfer3m ago

Funds are on the way

💰

Funded15m ago

Loan funds available

📱

App10m ago

New recommendation is waiting

🔔

Marketplace14m ago

A new listing matches your filters

✅

Payments2m ago

Payment complete

🏦

Checking7m ago

Payout scheduled

💰

Funded15m ago

Loan funds available

📱

App10m ago

New recommendation is waiting

✅

Payments2m ago

Payment complete

🏦

Checking7m ago

Payout scheduled

💸

Transfer3m ago

Funds are on the way

🔔

Marketplace14m ago

A new listing matches your filters

How CrowdCash Does it:

A myriad of data at your fingertips

Loan-level details can help you see where your money goes and how each loan works.

Made simple to understand through our proprietary Risk Rating model.

Risk Rating

Payment-to-Income Ratio

Residual Income

Asset-to-Barrier Ratio

Credit Utilization

Cash Flow Volatility

Liquidity Coverage

Income Trend

Saving Rate

Net Worth to Income

Short Term Liability Ratio

Banking History

Delinquency Flags

No pre-funding an idle account

Your cash stays in your bank until a loan actually needs funding.

Principal and interest flow back without needing you to park money in a separate FBO account.

Skip the hunt and the work for deals

CrowdCash finds, underwrites, and manages loans from $50 to $5,000 one by one.

Filter by risk rating, yield, monthly payment and more to surface ideal matches.

Simple two step application

Verify your identity first, then confirm your financial suitability.

To participate, you must, exclusive of auto, home, and home furnishings, have at least a $280k net worth, or at least $80k net worth and $80k annual income.

Access Credit & Cash Flows

Which are you interested in?

What is Peer-to-Peer ("P2P") Lending?

CrowdCash Empowers You to:

Get a loan option when banks are not a fit

Stop carrying costly card debt

Get a loan built for real life

See the end from the start

Get the funds minutes after approval

Apply freely

How CrowdCash Does it:

Maximum flexibility

Know you're more than a credit score

People-powered lending

Takes minutes to apply

CrowdCash Empowers You to:

Reach a hard-to-access market

Seek higher income potential

Diversify beyond stocks and bonds

Stop settling for one-size-fits-all

Put money to work for people

Get started with as little as $50

How CrowdCash Does it:

A myriad of data at your fingertips

No pre-funding an idle account

Skip the hunt and the work for deals

Simple two step application