Access Credit and Cash Flows

Discover a peer-to-peer lending platform with fixed personal loan rates^A and access to unique amortizing payment streams^†.

Example Loan

12 monthly payments

A $1,050 loan with fixed monthly payments and $57.74 total interest.

Principal

$1,050.00

Interest

$57.74

What is Peer-to-Peer ("P2P") Lending?

Definition: P2P Lending is a financial model that enables real people to borrow from and lend to each other directly without a traditional bank intermediary.

Additional investor-risk context: North American Securities Administrators Association.

CrowdCash Empowers You to:

Borrow Money

Build Cash Flow

Explore how we can help you achieve your goals with peer-to-peer financing.

Competitive Fixed Rates^A

Rates are great because we aren't a bank. We're a community of people helping each other financially.

Ultra Flexible Terms

If it's 2 months, 24 months or anywhere in-between, pay over the number of months that make sense for your budget.

Simple Process with No Credit Impact

Only 4 steps to apply. It only takes minutes and doesn't affect your credit score.

More Than a Credit Score

We take every aspect of your finances into account: your income streams, current debts, financial history and more.

Borrow Money

Build Cash Flow

Diversify your investments with unique peer-to-peer opportunities.

A Tailored Experience

Filter based on: Our proprietary Risk Score, Loan term, Loan Amount, Cashflow Volatility, Expense-to-Income Ratio, Credit Utilization, and more.

Get started with as little as $50

Example: Given a 16% APR (17.23% APY) loan over 12 months and an estimated expected-loss rate of (1.5%^A)

After our service fee, a $50 loan nets you $53.40.^D

Here's the proof:

($50 + 4.44) - (0.5 ^B x $50 x 0.015 ^C) - ($4.44 x 0.15) = $53.40.^D

For Comparison:

$50 in the national average savings would net $50.57^E that's 83% less!
$50 in the national average 12 month bank CD would net $51.74^E that's 49% less!
$50 in the dividend EFT $SCHD would net $51.97^F that's 42% less!

^Adefault risk and rates may vary.^Brisk-adjusted returns may vary.^CExpected loss uses average balance, not full loan amount.^Dresults shown are for illustrative purposes only.^Eaccurate as of 02/27/2026 from the FDIC National Rates and Rate Caps.^Fcalculated from 2025 historical dividends if purchase date of 03/14/25 for $26.60 per share for 1.879 shares.

Amortizing Cash Flow

Fixed, generally monthly, incomes streams with prepayments accelerating principal back. Payments occur shortly after a borrower payment is received - no waiting for month-end.

No Platform Wallet

We don't hold your cash. Funds remain safely in your bank account earning your savings rate until any purchases are accepted and debited.